Travel Insurance covers personal accidents, medical expenses, air ambulance, loss of effects, repartition costs and all other expenses that may arise as a result of loss, damage, injury, delay or inconvenience occurring to the tourist. A policy contains details of the cover, conditions and exclusions relating to each insured person and is the basis on which all claims will be settled.

To make the claim for travel insurance, first of all read the policy details and small print carefully. Some travel insurance policies have an excess per item claimed for and some policies state a maximum value that any item can cost. Always keep your policy details safe and carry them with you when you go on holidays. A policy booklet will be required while filing for a travel insurance claim.