To make a successful claim, owner should carefully review the policy and understand what exactly is covered and what isn’t in the event of disaster. The Homeowners Insurance Claim process is completed in two steps i.e. filing your claim and then settling your claim. For filing a homeowner’s insurance claim, you need to report thefts, accidents, burglaries etc, to the local police. Make a contact with your insurance agent, report the loss and ask the agent for any additional information. Prevent the further loss by taking some preventive actions or steps like repairing of damaged glass windows, furniture etc during the incident.